Regular checking – This is our basic checking account.  There are no monthly maintenance fees, no minimum balance requirement, unlimited check writing, unlimited VISA debit card use. 

SMART Checking –  Bank of Rothville’s  “environmentally friendly” account.  This account will pay the highest interest rate available at the Bank of Rothville when the requirements have been met.  The three requirements are using your VISA debit card in 10 signature-bases transactions for the month, 2 automatic debits, and receiving email statements. However should these requirements not be met, your account will earn a lesser interest rate.  Earnings are paid on balances up to $15,000.  Balances of $15,000 and over will not earn interest.  You will be refunded up to $10.00 per month for the foreign ATM fees you incur.

NOW Account –  Earns interest, has unlimited check writing, and unlimited VISA debit card use.  The minimum monthly balance is $500.  When balances drop below the $500 threshold, a $5.00 fee will apply. 

SUPER NOW Account –  Earns a higher rate of interest then the NOW account, has unlimited check writing, and unlimited VISA debit card use.  The minimum monthly balance is $2,000.  When balances drop below the $2,000 threshold, a $10.00 fee will apply. 

Money Market Demand Account (MMDA) – The interest rate on the account is tiered according to the account balance.  Federal law limits the number of transfers/checks per month to six.  This account is available to commercial customers as well as consumer customers.

Christmas Club - Customer makes 49 consecutive payments in the amount of their choice and Bank of Rothville will make the 50th payment.  Club accounts start in November and end in October.  Customer will receive their check the 2nd week of November.  Just in time for the holidays!!

Round Up Savings - Using Bank of Rothville Visa debit card, we will round up ATM/ACH transactions to the nearest $1 and we can deposit the round up amount to any account you want.  All you need is a checking account and a savings account.  What a great way to save.

Savings Account - No minimum balance requirement.  Allowed 3 withdrawals per month at no cost.  After the 3rd withdrawal a $1 fee applies per withdrawal.  Great to use with Round Up Savings account!

Certificates of Deposits (CDs) - With terms ranging from 91 days to 3 years, and FDIC insurance protection, Bank of Rothville CDs offer a low-risk investment for your savings and retirement assets.  You can open a CD with as little as $500.  For current rates and terms, click the "RATES" tab above.

IRA (Individual Retirement Accounts) and HSA (Health Savings Accounts) are also available.

Here are some of the other services we provide:

• Internet banking
• Email statements
• Infoline – our telephone banking service
• Visa debit card
• ATM card
• All statements come with images of your checks and deposits on 81/2 x11 paper for easy filing in a three ring binder
• Free transfers between accounts (with the same owners) – This can be set up as a recurring transaction or as need to avoid overdrafts
• Overdraft Privilege

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